Is MasterCard accepted in Italy?

Travel Destinations

By Kristy Tolley

If you’re planning a trip to Italy, you may be wondering whether or not MasterCard is accepted there. As one of the most widely recognized credit card brands in the world, MasterCard is used by millions of people every day for purchases both big and small. In this article, we’ll take a look at whether or not you can use your MasterCard in Italy, how widely it’s accepted, and what fees and benefits you can expect.

Overview of MasterCard

MasterCard is a global payment processing network that facilitates transactions between merchants and consumers. It operates in over 200 countries and territories worldwide, with millions of merchants accepting MasterCard as a form of payment. MasterCard offers a range of credit and debit card products, as well as prepaid cards and other payment solutions. In addition to facilitating transactions, MasterCard also provides fraud protection, security features, and other benefits to cardholders.

Payment Methods in Italy

In Italy, cash is still widely used for many small transactions, particularly in rural areas. However, credit and debit cards are also commonly used, especially in larger cities and tourist destinations. Some merchants may also accept mobile payment solutions, such as Apple Pay or Google Wallet.

Acceptance of MasterCard in Italy

MasterCard is widely accepted in Italy, particularly in larger cities and tourist destinations. However, there may be some merchants who only accept cash or who have a minimum purchase amount for card transactions. It’s always a good idea to have some cash on hand just in case.

MasterCard Acceptance by Merchants

Most large retailers and chain stores in Italy accept MasterCard, as do many restaurants, hotels, and other businesses that cater to tourists. Smaller merchants and independent businesses may be less likely to accept credit cards, particularly outside of major cities.

How to Use MasterCard in Italy

Using your MasterCard in Italy is simple – just look for the MasterCard logo on the merchant’s payment terminal, and follow the prompts to enter your card information and authorize the transaction. You may also be asked to provide a PIN or sign a receipt, depending on the merchant’s policies.

MasterCard Fees in Italy

MasterCard fees in Italy will vary depending on your specific card and the merchant you are shopping with. You may be charged a foreign transaction fee if you are using a card issued in another country, and some merchants may charge a surcharge for card transactions.

Benefits of Using MasterCard in Italy

Using a MasterCard in Italy offers a number of benefits, including convenience, security, and fraud protection. Many MasterCard products also offer rewards programs, travel benefits, and other perks that can make your trip more enjoyable.

Alternatives to MasterCard in Italy

If you’re looking for an alternative to MasterCard in Italy, Visa is another widely accepted payment network. You may also want to consider carrying some cash or using a mobile payment solution like Apple Pay or Google Wallet.

Tips for Using MasterCard in Italy

To make the most of your MasterCard in Italy, it’s a good idea to notify your card issuer before you travel, so they can make a note of your travel plans and help prevent fraud. You should also keep your card in a safe place and be vigilant about checking your statements for any unauthorized transactions.


MasterCard is widely accepted in Italy and offers a convenient, secure way to make purchases while you travel. While there may be some merchants who only accept cash, most businesses in major cities and tourist destinations will accept credit and debit cards. By following these tips and using your MasterCard responsibly, you can enjoy all the benefits of this widely recognized payment network during your trip to Italy.

Further Resources

  • MasterCard website:
  • Tips for using credit cards in Italy:
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Kristy Tolley

Kristy Tolley, an accomplished editor at TravelAsker, boasts a rich background in travel content creation. Before TravelAsker, she led editorial efforts at Red Ventures Puerto Rico, shaping content for Platea English. Kristy's extensive two-decade career spans writing and editing travel topics, from destinations to road trips. Her passion for travel and storytelling inspire readers to embark on their own journeys.

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